|
Florida car accidents happen far too frequently! |
While driving through an unfamiliar city, some driver pulls out in
front of you, or locks up his brakes for no apparent reason, or makes a
sudden right turn from the left lane (not bothering to signal, of
course), causing you to almost get into a car accident. "This city has
the worst drivers on the entire planet!" you'll hear yourself screaming
(perhaps, along with an expletive or two directed at the other driver).
I've
lived and driven in plenty of places where I heard myself screaming a
similar sentiment (although, admittedly, my outbursts may have been a
little more colorful). Nowhere have I ever driven where I see as many
death defying vehicular moves than in Florida, though. The reason is
pretty simple - we have more people driving around this state that don't
know where they are going than probably anywhere else in the world.
Basically,
you have three types of drivers in Florida and those three different
driver types combine to form a very deadly combination:
- Senior citizens
- Tourists
- Regular everyday commuters
Senior Citizen Drivers
In case
you haven't heard, the state of Florida is an excellent place to retire
to. Every year, seniors flock to the warmer, no-hassle, low tax state
and make it their new home (or they purchase a second home here to live
during the winter months as "snowbirds"). Because of that, there are a
TON of senior citizens driving cars in Florida.
Generally
speaking, senior citizens tend to be overly cautious drivers (read that
as "slow"). Maybe their reflexes aren't what they used to be or maybe
their eyesight is poor. Needless to say, we've all been behind the
slowly moving senior citizen driver roadblock.
Seniors
are also known to pull into an intersection very slowly and accelerate
very gradually - something that is annoying enough when making a turn
from a traffic light but very dangerous when merging with traffic.
Worse,
is the senior who suddenly makes a move with no apparent concern for
any vehicle around them. Perhaps physical limitations keep them from
being able to turn their
heads to see if there is someone in their left or right blind spot.
Maybe they have other things on their mind and simply forget to check.
Of
the three driver types, senior citizens are probably the safest of the
bunch, though. Because they do things slowly, other drivers have more
time to react to their driving misdeeds. Nevertheless, they certainly
contribute to the obstacles any driver has to be on the lookout for.
Tourist Drivers
Florida
is the vacation capitol of the world for a very good reason. We have
great weather year round, fantastic beaches and some of the most visited
tourist attractions in the world. People come to Florida from all over
the world to spend their vacations and holidays in "the Sunshine State."
Unfortunately,
tourists often have no clue how to get to where they are driving and
are looking more at the things around them than they are at the road.
Whether reading a map or getting directions from a GPS navigation unit,
the tourist has one eye on the road and another on how to get to where
they want to go.
Of course, looking at maps or GPS
devices isn't the only thing distracting the tourist driver. They are
looking at all of the new sights, scoping out things to do, places to
shop, restaurants to eat at. They miss speed limits signs while they are
checking out gas prices, they miss exit signs while they are staring at
theme park billboards, they miss stop signs and traffic lights while
they are talking excitedly with their families.
Then,
there is unfamiliarity with the roads. Far too often, you will see cars
driving down the wrong side of the street in Florida or trying to enter a
highway via the exit ramp. Some of this may have to do with so many
international visitors who are used to driving on the opposite side of
the road. In many cases, though, it is simply due to missing a sign that
says "DO NOT ENTER" or "WRONG WAY."
And, let us not
forget that many tourists are drivers from foreign countries who do not
speak English as their native language (if at all). It's hard figuring
out how to get somewhere and to obey traffic laws when you can't read
the signs!
The tourist is definitely the most
dangerous driver of them all. They are accidents waiting to happen and
in heavy tourist areas (pick a Florida city), when you combine all of
those distracted drivers navigating cars in an unfamiliar environment,
you are bound to see a rise in traffic accidents and fatalities.
Regular Everyday Commuters
You
would think that locals would be the safest drivers on the road. They
know where they are going, after all. Unfortunately, when you live and
work in a town, you have things to do, places to be, people to see.
Driving is not a leisure activity; it is a means of getting from point A
to point B in order to get the next thing on the list done.
Driving
to and from work, dropping/picking the kids up from school or soccer
practice, squeezing in an errand, stopping by the grocery store on the
way home so that you can get dinner prepared quickly. There is always so
much to do and there never seems to be enough time to everything.
We
are always running late and need to make up that time somewhere.
Unfortunately, those senior drivers and tourists are gumming up the
works. They are in our way, we are scared of what frightful driving
maneuver they might do next and naturally, we want to stay as far away
from those people as possible.
Therefore, locals pull
some of the dumbest driving moves of them all - shooting into small gaps
between vehicles, zig-zagging through traffic, driving faster than the
posted speed limits, failing to stop at traffic signals (not because we
don't see them, but because they, too, are a hindrance). Not enough
hours in the day combined with overconfidence make local drivers almost
as scary as all of the tourists driving around town!
Does Florida Have the Worst Drivers?
Every
city and state has probably had somebody exclaim at some point in time
that it is the worst place in the world to drive. Unfortunately, there
are very few actual, measurable statistics that can provide the
definitive answer as to which city, state or country has the worst
drivers.
A few months ago, Slate Magazine tried to sort
through all of the data from insurance companies and various government
statistical bureaus to come up with the definitive answer. Things like
fatalities, drunk driving, pedestrian-involved accidents and the amount
of miles driven per trip were factored in to arrive at their list of the
most dangerous cities in which to drive. They published their findings
in the article, "
Which City has the Worst Drivers."
Although
their article only lists the five worst cities, along with a brief
description of what makes them so dangerous, they do include a
downloadable file toward the end of the article that lists the 39 cities
in the United States with the worst drivers. As you can see, Florida
not only took the top spot (Miami has the worst drivers in the entire
country), but Florida has the dubious honor of having 5 of the top 8
cities with the worst drivers:
- Miami, Florida
- Philadelphia, Pennsylvania
- Hialeah, Florida
- Tampa, Florida
- Baltimore, Maryland
- New Orleans Louisiana
- Orlando, Florida
- Fort Lauderdale, Florida
- Houston, Texas
- Providence, Rhode Island
It's no shock at all to me; when you put those three driver types on the road
together, it's no wonder you see traffic accidents almost everywhere
you drive in Florida. We'd really all be better off in bumper cars here!
Far
too often in the car rental industry, when we ask people if they would
like to purchase a Collision Damage Waiver, we hear people say "I've
never been in an accident before, so I don't need it" or "my insurance
covers me."
Before quickly dismissing the extra
protection, do yourself a favor and call your insurance company and/or
credit card company and see if they cover "loss of use" - a charge that
could have you paying for a car rental every day (at the daily rate)
that car is out of commission due to an accident you were in - regardless of who is at fault. (Those days
often stretch into weeks as your insurance company, the other car's insurance company and both vehicles' credit card
companies bicker back and forth about who has to pay for damages,
incidentally. All the while, the car sits, unrepaired, racking up loss of use charges.)
What you'll almost always discover is
that they WILL NOT pay for loss of use or will put something in the fine
print that says they will only cover loss of use if the car rental
company provides a fleet utilization report showing all of their
vehicles on rent - something that the courts have already ruled that car
rental companies DO NOT have to provide to collect loss of use.
Because
the courts have already decided those utilization reports are not
necessary, no car rental company will provide them. In other words, your
insurance company/credit card company almost never covers you for loss of
use and you will be paying out of your own pocket for charges that are
always in the hundreds and sometimes in the thousands of dollars, depending on the
vehicle and how long it is out of commission.
The next
time you are renting a car in Florida (or anywhere), ask yourself if it
is really worth saving a few bucks a day as you head out into the mayhem
known as "Florida driving." If I'm renting a car in a town that I am
unfamiliar with, I always take the collision damage waiver. The added
peace of mind costs very little when I compare it to all of the other
money I spend on a vacation!
DISCLAIMER: The opinions expressed in this article are those of the author only and do not necessarily reflect those of American
Car Rental. As is the case with all generalities, nothing in this
article is meant to suggest that ALL tourists, or ALL seniors, or ALL
locals drive in the manner suggested, above. Generalities exist for a reason; though, if they didn't, insurance companies wouldn't use them as the basis for determining insurance rates.
Florida Travel Sleuth Quote of the Day: "Insurance: it's something you hope you never have to use but you are glad you have it when you need it." - Unknown